warrior4God asked: I never even thought about buying a house because I have bad credit. I am fixing it at the moment, but it’s taking time. My friends tell me I could get a loan for a house anyway. Is this true?Jacqueline
jmpoct03 asked: my boyfriend and i have bad credit but we own a $85,000 home with no mortgage. the house is paid for. we were looking into getting a home equity loan to pay some back bills off and do home improvements. is there anywhere that we could get a loan even with bad credit?Bruce
wrongedincali asked: I am a first time home buyer but the house I’m trying to buy wont qualify FHA. Because its a flip (sold less than 90 days) Can I still use the tax credit on a non FHA conventional loan? I plan on living in the home it was bought less than 90 days [...]
Ana H asked: I want to apply for Home Loan and see how much we qualify for. My question is that if we do not like the number and want to wait how will it affect our credit score if we decide to wait and save for a bigger down payment. I want to avail [...]
unknown11233 asked: Ok here is my situation. I am trying to get the no income verification loan to buy my first house. I have 10% of the price of the house to pay for down payment. About my credit: I have everything paid off in full. All debts are paid off in full. but this [...]
nikki asked: I am trying to find a home loan that I can get that is guaranteed for bad credit regardless of income, no money down payment and amount of home purchase is not limited.. We started into this home with a land contract. We put all of our money into it and now they [...]
D man asked: I was told to do a conventional home loan my credit score needed to be 680 or higher. Even with 5% down and a credit score of 650 I was not approved because the underwriters for pmi would not approve me. Does anyone know where I can find more info on pmi [...]
cryincrow asked: we are attempting to buy a small farm to grow organic vegetables, and raise poultry and other livestock and we wondering how big the farm has to be to get a farm credit loan. any imfomation would be appreciated, and any advice on how to get started on our little farm would also [...]
mudpuppie_80 asked: I don’t have perfect credit, neither does my husband but we are diligently paying off our bills one by one. I have been looking into loans for people with bad credit and of course they are all over the place promising a future for our family. Then I fillout the Application and whammy [...]
vee_ann84 asked: We were pre-approved for an FHA loan. We want to take advantage of the HOME START Tax Advance Loan where you can use the $8000 first-homebuyer tax credit for your downpayment. Does anyone know anything about this? Do you have to have a certain debt-to-income ratio to qualify?Gladys